Workmen Compensation Insurance

Workmen Compensation Insurance in UAE | Explained

  • Insurance: Professional

Workmen's Compensation Insurance is a policy designed specifically to protect the employers against all the sums payable to employees in respect of injuries occurred to them in the course of their employment as Workmen's Compensation Ordinance/ Labour Law as stated in the UAE Federal Law No.8 of 1980.

Why Workmen Compensation Insurance is required?

One of the key responsibilities of the companies in the UAE is to provide a safe and hazard-free working environment to its employees. However, despite taking all preventive measures, mishaps can occur. In case of any such unfortunate event arising out of or in the course of employment, where an employee suffers injury or loses his/her life, the company is liable to pay compensation to the employee. This is governed by the UAE Federal Law No.8 of 1980 and subsequent amendments thereto. Therefore, Workmen's Compensation Insurance is required to cover the employer against his/her liabilities to the employees in respect of injuries suffered by them during the course of their employment.

Things covered under Workmen Compensation Insurance
  • Occupational Death
  • Permanent Total Disability
  • Permanent Partial Disability
  • Temporary Total Partial Disability
  • Medical Expenses
  • Repatriation Expenses
  • Employers Liability

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