Public Liability Insurance

Public Liability Insurance in UAE | Explained

  • Insurance: Liability

Public liability insurance is one of the main types of business insurance. It can cover compensation payments and legal costs if a member of the public (maybe a customer, a supplier, or a passerby) sues your business because they’ve been injured or their property has been damaged.

What does public liability insurance cover?

Public liability insurance can cover legal costs and compensation payments if your business is held responsible for injury or property damage to a client, contractor or another member of the public.

Imagine you’re a consultant visiting a client’s office and you spill a cup of coffee and damage their computer equipment. Or imagine an employee in your cleaning company fails to put out a wet floor sign after cleaning a floor and someone slips and breaks a bone.

In both cases, your business could be sued. Your public liability insurance could then cover the legal fees and compensation costs, up to the limit of your policy.

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